Everything you need to know about personal finance

The Simple Dollar personal finance blog is giving away a 50-page PDF, "Everything You Need to Know About Personal Finance on Just One Page." As a downloadable PDF it offers core financial advice on spending, earning, and investing right off the bat, then explains it all a bit better over 49 pages. The backup download link seems to work best.

I particularly liked # 74: Hit the library - hard. Donʼt look at a library as just a place to get old books. Look at it as a free place to do all sorts of things. Iʼve used it to learn a foreign language, meet people, use the Internet anonymously, check out movies and CDs, grab local free newspapers, and keep up on community events. Best of all, it doesnʼt cost a dime.

And # 81: Read more. Reading is one of the cheapest - and most beneficial - hobbies around. Most towns have a library available to the public - just go there and check out some books that interest you. Then, spend some of your free time in a cozy place in your house, just reading away. Youʼll learn something new, improve your reading ability, enjoy yourself, and not have to spend a dime - and itʼs surprisingly easy to get into the reading habit.